Pamela is an independent, fee-only California Registered Investment Advisor, committed to providing objective investment advice in the core areas of financial planning and asset management. Her focus is to help clients build, manage and preserve their wealth through proactive planning and customized wealth  management solutions.

Investment Philosophy

The Firm objective is to invest the client’s portfolio with a long-term perspective and with the lowest possible risk. The best way to achieve this is through diversification, in other words, the allocation of the client’s portfolio among different asset classes.

Investment Advisory Strategy

The investment strategy for each client is based upon individual objectives, income needs, and tax situation as stated by the client during consultations. The client may change these objectives or give notice of different needs at any time. The client’s goals, objectives and needs are recorded in writing during meetings (including phone) and via correspondence with the client. Each client portfolio is constructed solely for that client.

The Firm does not engage in frequent trading of securities or in specialized types of security that involve significant or unusual risks.

Execution

Prior to providing asset management services, the client is required to enter into a formal Investment Advisory Services Agreement. In addition, an Investment Policy Statement, outlining investment objectives and policies applicable to the client’s portfolio, is completed for each client.

The Firm’s assets under management are held in the client’s own name with an independent custodian, Charles Schwab. Pamela Plick, CFP® does not act as custodian of client’s assets.

All assets are held at a qualified custodian (currently Charles Schwab), who provides account statements and online access directly to clients at their address (and email) of record. Clients have full transparency to their accounts and direct access to the custodian representative for their own accounts.

FINANCIAL PLANNING + INVESTMENT MANAGEMENT=WEALTH MANAGEMENT

Pamela believes it is critical that you work with a financial planner that not only listens well and asks the right questions but one that you believe will meet and (hopefully exceed) your expectations.  It is also important that the financial planner take a holistic approach to your financial picture and puts your needs first.  Pamela’s process is designed to provide the highest level of service to her clients.

Are you ready to get started? If so, book a Financial Planning Discovery Session.