What we think about, we bring about. What we speak, we create. It’s that simple. The things we think and the things we say determine our outcomes in life. If we speak doom and gloom, that’s what we will find. If we speak life and love…. we find it too.
At this moment, you may have a bank account in the red and feel under employed and over extended. Your reality might look bleak and hopeless, but what you say about your reality determines your future. Sure, things may seem dire, but you can do something that doesn’t cost a dime to change things. Stop having these conversations about money:
- Stop saying there’s not enough.
- Stop blaming your lack on someone or something else.
It’s possible there’s not enough at this moment. I know that you can list a bunch of reasons why your lack is connected to someone or something else but leaning into those conversations is keeping you tied to their realities.
Stop having conversations about there not being enough and it being someone else’s or something else’s fault. Even if these statements are true, knowing it just identifies a problem that needs solving.
Here are 4 steps you can take to begin eliminating negative conversations and to start solving your money problems:
Step 1. Stop having these conversations. Whether it’s with your spouse, your friends or yourself, stop talking about the lack. Stop ruminating about what’s wrong and start speaking life into the issue.
Step 2. Replace your can’ts with cans. Replace your negativity with positivity. Instead of statements like “There’s never enough money to pay the bills” say “My income exceeds my needs and I am grateful every time I pay my debts.”
Step 3. Take responsible action. Honestly, a lot of the time spending habits are part of a money shortage. It’s true that your income may fall short of your needs, but it is also likely true that a lot of the spending decisions you make aren’t within your budget. This includes impulse buys, robbing-Peter-to-pay-Paul behavior, and immediate gratification at the expense of being unable to pay your bills. Start taking action to make smart decisions with your money.
Step 4. Become solution-minded. A wealth mindset doesn’t deny that money and other resources are valuable and require effort to have. A wealth mindset sees setbacks and roadblocks as problems to be solved. That means not having enough income to exceed your expenses becomes a problem that needs to be solved. Set about finding solutions instead of simply staying stuck in the doom and gloom of the lack of money.
How you speak over your life impacts the experiences you have. Stop having negative money conversations in your head and with others, and you will start to see an improvement in your resources and your personal satisfaction in life.
If you would like to learn more about your relationship with money and why you make the financial decisions you do, take the “Money Type Quiz.” It takes less than 5 minutes and only you see the results.